Home Loans — Breathe Finance Melbourne
Home Loans
We make home financing simple and straightforward — from pre-approval to settlement.
Our Home Loan Services
The right loan for your situation
When it comes to loans, we organise everything from pre-approval to settlement and beyond. Lenders have different and changing appetites — through our close connections and knowledge of the market, we source the most appropriate loan for you.
Home Loans
Buying or building your first or subsequent home is most people's largest financial commitment and the choice of lenders and loan products can be overwhelming. We will guide you by seeking out the most favourable rate, loan structure, offsetting, fees and documentation requirements.
Investment Loans
We closely monitor the changing residential investment landscape to understand what's on offer from lenders. Some lenders may charge a premium or additional fees on investment loans. We understand the types of loans on offer, the associated costs, and we are confident of securing you the best deal.
Loan Reviews
Some clients save thousands of dollars by renegotiating their loan arrangements. We recommend reviewing your loan every 2 years and in a quick phone conversation, we can advise whether this is worthwhile. We then negotiate directly on your behalf and make all the arrangements, minimising the hassle.
Why Use a Broker
Why use a mortgage broker?
As independent brokers, we have access to a wide panel of Australian lenders — not just one bank. We do the legwork, compare the options, and negotiate on your behalf to find the most suitable loan at the best possible rate.
- Pre-approval to settlement — we handle everything
- Access to a wide panel of Australian lenders
- Ongoing loan reviews to keep your rate competitive
- Expert guidance on loan structure and offset accounts
- Investment loan specialists
- No cost to you — lenders pay our fee
Who We Help
Whether you're buying, refinancing, or investing — we've got you covered.
Refinancers
Save thousands by reviewing and renegotiating your loan.
Investors
Grow your portfolio with the right investment loan structure.
Self-Employed
Specialist solutions for business owners and contractors.
Ready to find your home loan?
Get in touch today and we'll guide you through every step of the process.