Asset Finance — Breathe Finance Melbourne
Asset Finance
Fast and reliable finance when changing over your vehicle or equipment. We make sure you have the best price and structure for all your asset purchases.
Expand Your Business
More than just car finance
Having the right equipment and assets in your business are crucial for operating performance and growth. We can source short or long term loans according to your needs.
How are you currently funding other asset requirements in your business? Are you getting the best possible price and structure? We can help you understand the options and choose the right one for your needs.
Assets we finance:
- Motor vehicles & cars
- Commercial trucks & trailers
- Plant & machinery
- Medical & dental equipment
- Technology & IT equipment
- Agricultural equipment
- Construction equipment
- Office fit-outs & furniture
Finance Structures
Chattel Mortgage
You own the asset from day one while the lender holds a mortgage over it as security. Often the most tax-effective structure for GST-registered businesses.
Finance Lease
The lender owns the asset and leases it to you. Lease payments are fully tax deductible and you have the option to purchase at the end of the term.
Operating Lease
Ideal when you want to use an asset without ownership. Payments are fully deductible and the asset stays off your balance sheet.
Commercial Hire Purchase
You hire the asset and make regular payments. Ownership transfers to you once all payments are made. Flexible terms from 1–7 years.
Ready to finance your next asset?
We'll help you choose the right structure and find the most competitive rate.